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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,509 | $198,462-73.5% | $170,439-69.2% | $147,585-64.4% |
| Participation rate | 42.9% | 88.0%-45.1pp | 83.6%-40.7pp | 82.8%-40.0pp |
| Annual return | 30.11% | 257.30%-227.2pp | 205.94%-175.8pp | 578.58%-548.5pp |
| Employer contribution / active EE | $849 | $6,184-86.3% | $5,433-84.4% | $4,876-82.6% |
| Participant deferral / active EE | $2,664 | $5,629-52.7% | $4,939-46.1% | $5,439-51.0% |
| Admin fee / account holder | $174 | $16,852-99.0% | $13,881-98.7% | $10,886-98.4% |