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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,018 | $138,075+14.4% | $123,552+27.9% | $135,379+16.7% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -12.15% | 153.70%-165.9pp | 119.20%-131.4pp | 519.79%-531.9pp |
| Employer contribution / active EE | $14,137 | $5,152+174.4% | $4,628+205.5% | $4,779+195.8% |
| Participant deferral / active EE | $17,081 | $6,800+151.2% | $6,426+165.8% | $5,609+204.5% |
| Admin fee / account holder | $12,091 | $10,917+10.8% | $9,285+30.2% | $10,828+11.7% |