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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,228 | $135,956-85.1% | $123,894-83.7% | $273,972-92.6% |
| Participation rate | 86.7% | 84.1%+2.6pp | 81.4%+5.3pp | 83.0%+3.7pp |
| Annual return | 14.85% | 56.63%-41.8pp | 47.52%-32.7pp | 41.46%-26.6pp |
| Employer contribution / active EE | $2,615 | $5,170-49.4% | $4,617-43.4% | $4,869-46.3% |
| Participant deferral / active EE | $4,088 | $6,343-35.5% | $5,984-31.7% | $5,287-22.7% |
| Admin fee / account holder | $350 | $9,817-96.4% | $8,357-95.8% | $10,133-96.5% |