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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,157 | $111,830-14.9% | $93,696+1.6% | $145,884-34.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 13.70% | 204.08%-190.4pp | 133.74%-120.0pp | 551.85%-538.1pp |
| Employer contribution / active EE | $3,377 | $3,093+9.2% | $2,422+39.4% | $4,662-27.6% |
| Participant deferral / active EE | $0 | $4,920-100.0% | $4,417-100.0% | $6,690-100.0% |
| Admin fee / account holder | $15,049 | $10,249+46.8% | $8,287+81.6% | $13,392+12.4% |