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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,405 | $160,070+55.8% | $147,117+69.5% | $145,897+70.9% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 18.22% | 98.69%-80.5pp | 420.54%-402.3pp | 552.29%-534.1pp |
| Employer contribution / active EE | $17,343 | $5,285+228.2% | $4,932+251.6% | $4,663+272.0% |
| Participant deferral / active EE | $17,627 | $8,419+109.4% | $8,065+118.6% | $6,689+163.5% |
| Admin fee / account holder | $887 | $15,035-94.1% | $12,993-93.2% | $13,390-93.4% |