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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,898 | $149,679-23.9% | $117,039-2.7% | $147,586-22.8% |
| Participation rate | 91.7% | 83.5%+8.2pp | 77.2%+14.5pp | 82.8%+8.8pp |
| Annual return | 15.72% | 19.31%-3.6pp | 18.95%-3.2pp | 578.59%-562.9pp |
| Employer contribution / active EE | $5,347 | $4,937+8.3% | $3,785+41.3% | $4,876+9.7% |
| Participant deferral / active EE | $4,226 | $4,912-14.0% | $3,929+7.5% | $5,439-22.3% |
| Admin fee / account holder | $405 | $7,856-94.9% | $5,974-93.2% | $10,886-96.3% |