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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,260 | $150,435+31.8% | $120,580+64.4% | $145,897+35.9% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 14.80% | 154.60%-139.8pp | 107.48%-92.7pp | 552.29%-537.5pp |
| Employer contribution / active EE | $8,529 | $4,352+96.0% | $3,469+145.8% | $4,663+82.9% |
| Participant deferral / active EE | $10,711 | $6,174+73.5% | $4,995+114.4% | $6,689+60.1% |
| Admin fee / account holder | $1,400 | $12,182-88.5% | $9,418-85.1% | $13,390-89.5% |