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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,023 | $165,399-76.4% | $149,745-73.9% | $158,982-75.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.90% | 348.34%-332.4pp | 276.72%-260.8pp | 302.99%-287.1pp |
| Employer contribution / active EE | $2,888 | $5,105-43.4% | $4,646-37.8% | $4,763-39.4% |
| Participant deferral / active EE | $8,706 | $7,183+21.2% | $6,843+27.2% | $5,983+45.5% |
| Admin fee / account holder | $5,344 | $10,811-50.6% | $9,312-42.6% | $11,252-52.5% |