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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,412 | $99,345-69.4% | $84,753-64.1% | $273,972-88.9% |
| Participation rate | 33.3% | 80.7%-47.4pp | 76.6%-43.3pp | 83.0%-49.7pp |
| Annual return | 7.04% | 22.93%-15.9pp | 22.78%-15.7pp | 41.46%-34.4pp |
| Employer contribution / active EE | $764 | $4,214-81.9% | $3,574-78.6% | $4,869-84.3% |
| Participant deferral / active EE | $1,221 | $4,270-71.4% | $3,712-67.1% | $5,287-76.9% |
| Admin fee / account holder | $1,143 | $6,645-82.8% | $5,333-78.6% | $10,133-88.7% |