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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,798 | $56,484-64.9% | $169,452-88.3% | $64,173-69.1% |
| Participation rate | 88.9% | 64.5%+24.3pp | 77.8%+11.1pp | 69.6%+19.3pp |
| Annual return | -9.92% | -1.55%-8.4pp | 1.83%-11.8pp | 7.63%-17.6pp |
| Employer contribution / active EE | $4,576 | $1,832+149.7% | $4,157+10.1% | $2,381+92.2% |
| Participant deferral / active EE | $2,783 | $3,448-19.3% | $5,277-47.3% | $3,470-19.8% |
| Admin fee / account holder | $1,894 | $4,174-54.6% | $9,110-79.2% | $4,887-61.3% |