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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,125 | $29,319-89.3% | $52,425-94.0% | $82,448-96.2% |
| Participation rate | 24.7% | 46.9%-22.1pp | 55.6%-30.9pp | 68.1%-43.3pp |
| Annual return | 31.08% | 535.20%-504.1pp | 302.12%-271.0pp | 41.64%-10.6pp |
| Employer contribution / active EE | $153 | $586-73.9% | $914-83.3% | $2,551-94.0% |
| Participant deferral / active EE | $407 | $1,171-65.3% | $1,790-77.3% | $4,139-90.2% |
| Admin fee / account holder | $116 | $1,962-94.1% | $2,495-95.3% | $7,234-98.4% |