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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,536 | $192,829-96.1% | $142,516-94.7% | $139,487-94.6% |
| Participation rate | 100.0% | 81.4%+18.6pp | 76.8%+23.2pp | 80.3%+19.7pp |
| Annual return | 53.50% | 18.07%+35.4pp | 20.03%+33.5pp | 373.84%-320.3pp |
| Employer contribution / active EE | $2,272 | $5,808-60.9% | $4,849-53.2% | $4,755-52.2% |
| Participant deferral / active EE | $4,570 | $7,200-36.5% | $6,280-27.2% | $6,713-31.9% |
| Admin fee / account holder | $781 | $15,120-94.8% | $10,008-92.2% | $11,407-93.2% |