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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,853 | $198,461-79.9% | $170,436-76.6% | $147,585-73.0% |
| Participation rate | 81.8% | 88.0%-6.2pp | 83.6%-1.8pp | 82.8%-1.0pp |
| Annual return | 19.56% | 257.30%-237.7pp | 205.94%-186.4pp | 578.57%-559.0pp |
| Employer contribution / active EE | $1,112 | $6,184-82.0% | $5,433-79.5% | $4,876-77.2% |
| Participant deferral / active EE | $2,719 | $5,629-51.7% | $4,939-45.0% | $5,439-50.0% |
| Admin fee / account holder | $1,052 | $16,852-93.8% | $13,880-92.4% | $10,885-90.3% |