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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,591 | $201,370-86.8% | $184,256-85.6% | $145,897-81.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.02% | 29.05%-20.0pp | 28.85%-19.8pp | 552.29%-543.3pp |
| Employer contribution / active EE | $3,335 | $7,024-52.5% | $6,427-48.1% | $4,663-28.5% |
| Participant deferral / active EE | $3,869 | $9,808-60.6% | $9,133-57.6% | $6,689-42.2% |
| Admin fee / account holder | $1,192 | $16,364-92.7% | $13,899-91.4% | $13,390-91.1% |