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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,614 | $76,551-78.3% | $123,894-86.6% | $62,881-73.6% |
| Participation rate | 85.7% | 73.0%+12.7pp | 81.4%+4.3pp | 69.3%+16.4pp |
| Annual return | 10.62% | 18.68%-8.1pp | 47.52%-36.9pp | 20.14%-9.5pp |
| Employer contribution / active EE | $2,532 | $2,882-12.2% | $4,617-45.2% | $2,281+11.0% |
| Participant deferral / active EE | $4,351 | $4,840-10.1% | $5,984-27.3% | $3,203+35.9% |
| Admin fee / account holder | $426 | $4,826-91.2% | $8,357-94.9% | $4,296-90.1% |