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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,401 | $160,070-81.0% | $147,117-79.3% | $145,897-79.2% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.2%-19.7pp | 80.3%-17.8pp |
| Annual return | 13.87% | 98.69%-84.8pp | 420.54%-406.7pp | 552.29%-538.4pp |
| Employer contribution / active EE | $1,092 | $5,285-79.3% | $4,932-77.9% | $4,663-76.6% |
| Participant deferral / active EE | $4,010 | $8,419-52.4% | $8,065-50.3% | $6,689-40.1% |
| Admin fee / account holder | $10,561 | $15,035-29.8% | $12,993-18.7% | $13,390-21.1% |