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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,275 | $138,102-83.9% | $125,381-82.2% | $134,532-83.4% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -23.00% | 750.73%-773.7pp | 572.31%-595.3pp | 418.27%-441.3pp |
| Employer contribution / active EE | $2,351 | $5,245-55.2% | $4,815-51.2% | $4,741-50.4% |
| Participant deferral / active EE | $5,086 | $7,801-34.8% | $7,448-31.7% | $6,401-20.5% |
| Admin fee / account holder | $2,055 | $11,568-82.2% | $10,007-79.5% | $11,429-82.0% |