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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,032 | $185,905+17.3% | $170,057+28.2% | $139,487+56.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | -4.90% | 60.56%-65.5pp | 53.42%-58.3pp | 373.84%-378.7pp |
| Employer contribution / active EE | $23,378 | $7,597+207.7% | $6,790+244.3% | $4,755+391.7% |
| Participant deferral / active EE | $11,527 | $11,627-0.9% | $10,411+10.7% | $6,713+71.7% |
| Admin fee / account holder | $2,782 | $15,397-81.9% | $12,826-78.3% | $11,407-75.6% |