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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,702 | $76,551+6.7% | $123,894-34.1% | $62,881+29.9% |
| Participation rate | 56.3% | 73.0%-16.7pp | 81.4%-25.2pp | 69.3%-13.1pp |
| Annual return | 7.83% | 18.68%-10.8pp | 47.52%-39.7pp | 20.14%-12.3pp |
| Employer contribution / active EE | $1,518 | $2,882-47.3% | $4,617-67.1% | $2,281-33.5% |
| Participant deferral / active EE | $2,794 | $4,840-42.3% | $5,984-53.3% | $3,203-12.8% |
| Admin fee / account holder | $2,539 | $4,826-47.4% | $8,357-69.6% | $4,296-40.9% |