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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,932 | $98,240-91.9% | $82,313-90.4% | $147,585-94.6% |
| Participation rate | 61.5% | 79.7%-18.2pp | 76.9%-15.4pp | 82.8%-21.3pp |
| Annual return | 52.92% | 30.85%+22.1pp | 25.88%+27.0pp | 578.58%-525.7pp |
| Employer contribution / active EE | $725 | $3,192-77.3% | $2,428-70.1% | $4,876-85.1% |
| Participant deferral / active EE | $2,637 | $4,383-39.8% | $3,706-28.8% | $5,439-51.5% |
| Admin fee / account holder | $265 | $8,563-96.9% | $5,608-95.3% | $10,886-97.6% |