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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,436 | $99,875-58.5% | $146,866-71.8% | $86,983-52.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.95% | 28.10%-9.2pp | 102.85%-83.9pp | 25.83%-6.9pp |
| Employer contribution / active EE | $2,451 | $3,224-24.0% | $4,425-44.6% | $2,584-5.2% |
| Participant deferral / active EE | $8,827 | $6,322+39.6% | $7,759+13.8% | $4,194+110.5% |
| Admin fee / account holder | $4,351 | $7,838-44.5% | $13,620-68.1% | $7,856-44.6% |