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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,383 | $77,908-57.2% | $149,696-77.7% | $75,173-55.6% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 24.66% | 31.73%-7.1pp | 134.46%-109.8pp | 160.72%-136.1pp |
| Employer contribution / active EE | $5,566 | $3,138+77.4% | $4,821+15.5% | $2,671+108.4% |
| Participant deferral / active EE | $3,777 | $3,411+10.7% | $5,682-33.5% | $4,126-8.5% |
| Admin fee / account holder | $1,428 | $5,950-76.0% | $13,212-89.2% | $5,651-74.7% |