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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,194 | $157,304+69.9% | $141,197+89.2% | $152,909+74.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.19% | 64.34%-49.2pp | 71.41%-56.2pp | 345.46%-330.3pp |
| Employer contribution / active EE | $40,000 | $5,263+660.1% | $4,736+744.6% | $4,764+739.7% |
| Participant deferral / active EE | $18,850 | $7,111+165.1% | $6,710+180.9% | $5,851+222.1% |
| Admin fee / account holder | $117,830 | $12,126+871.7% | $10,265+1047.9% | $11,601+915.7% |