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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,989 | $48,078+37.3% | $78,676-16.1% | $62,881+4.9% |
| Participation rate | 94.1% | 65.2%+28.9pp | 73.6%+20.6pp | 69.3%+24.8pp |
| Annual return | 7.05% | 31.36%-24.3pp | 62.19%-55.1pp | 20.14%-13.1pp |
| Employer contribution / active EE | $5,093 | $2,015+152.8% | $2,850+78.7% | $2,281+123.3% |
| Participant deferral / active EE | $3,845 | $2,587+48.6% | $3,517+9.3% | $3,203+20.1% |
| Admin fee / account holder | $1,379 | $3,206-57.0% | $4,510-69.4% | $4,296-67.9% |