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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,959 | $133,981-72.4% | $112,249-67.1% | $134,532-72.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -60.80% | 47.16%-108.0pp | 27.48%-88.3pp | 418.27%-479.1pp |
| Employer contribution / active EE | $33,544 | $4,040+730.3% | $3,636+822.5% | $4,741+607.5% |
| Participant deferral / active EE | $8,619 | $5,292+62.9% | $4,729+82.3% | $6,401+34.6% |
| Admin fee / account holder | $1,403 | $7,492-81.3% | $6,412-78.1% | $11,429-87.7% |