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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,361 | $99,668-91.6% | $86,451-90.3% | $134,545-93.8% |
| Participation rate | 94.1% | 82.1%+12.1pp | 80.3%+13.8pp | 81.2%+12.9pp |
| Annual return | -29.18% | 6789.61%-6818.8pp | 4398.51%-4427.7pp | 418.37%-447.6pp |
| Employer contribution / active EE | $2,217 | $4,403-49.6% | $3,770-41.2% | $4,742-53.2% |
| Participant deferral / active EE | $5,329 | $7,249-26.5% | $6,953-23.4% | $6,401-16.7% |
| Admin fee / account holder | $439 | $8,377-94.8% | $6,734-93.5% | $11,431-96.2% |