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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,069 | $198,457-93.4% | $170,435-92.3% | $147,586-91.1% |
| Participation rate | 88.9% | 88.0%+0.9pp | 83.6%+5.3pp | 82.8%+6.1pp |
| Annual return | 23.07% | 257.30%-234.2pp | 205.94%-182.9pp | 578.59%-555.5pp |
| Employer contribution / active EE | $2,429 | $6,183-60.7% | $5,432-55.3% | $4,876-50.2% |
| Participant deferral / active EE | $4,791 | $5,629-14.9% | $4,939-3.0% | $5,439-11.9% |
| Admin fee / account holder | $7,272 | $16,852-56.9% | $13,881-47.6% | $10,886-33.2% |