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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,066 | $95,415+394.7% | $185,851+154.0% | $85,851+449.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 3.27% | 23.59%-20.3pp | 122.11%-118.8pp | 318.63%-315.4pp |
| Employer contribution / active EE | $16,196 | $3,314+388.7% | $5,168+213.4% | $2,565+531.3% |
| Participant deferral / active EE | $23,226 | $3,424+578.4% | $5,569+317.1% | $3,952+487.7% |
| Admin fee / account holder | $3,327 | $7,215-53.9% | $16,245-79.5% | $6,261-46.9% |