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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,522 | $57,352+7.3% | $83,830-26.6% | $64,173-4.1% |
| Participation rate | 94.5% | 68.6%+25.9pp | 76.1%+18.4pp | 69.6%+25.0pp |
| Annual return | -10.58% | 11.38%-22.0pp | 850.97%-861.6pp | 7.63%-18.2pp |
| Employer contribution / active EE | $6,451 | $2,546+153.4% | $3,631+77.7% | $2,381+171.0% |
| Participant deferral / active EE | $10,111 | $2,993+237.8% | $4,082+147.7% | $3,470+191.4% |
| Admin fee / account holder | $1,534 | $4,046-62.1% | $5,479-72.0% | $4,887-68.6% |