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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,551 | $62,672+1.4% | $185,117-65.7% | $70,124-9.4% |
| Participation rate | 51.4% | 63.8%-12.4pp | 77.3%-25.9pp | 69.5%-18.2pp |
| Annual return | 19.16% | 40.79%-21.6pp | 40.50%-21.3pp | 73.14%-54.0pp |
| Employer contribution / active EE | $909 | $1,753-48.2% | $4,182-78.3% | $2,342-61.2% |
| Participant deferral / active EE | $1,547 | $3,272-52.7% | $5,045-69.3% | $3,332-53.6% |
| Admin fee / account holder | $613 | $3,932-84.4% | $8,159-92.5% | $4,645-86.8% |