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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,877 | $82,674-74.7% | $125,381-83.3% | $68,486-69.5% |
| Participation rate | 82.4% | 75.1%+7.3pp | 82.4%0pp | 67.9%+14.5pp |
| Annual return | -12.41% | -5.97%-6.4pp | 572.31%-584.7pp | -7.85%-4.6pp |
| Employer contribution / active EE | $2,066 | $3,382-38.9% | $4,815-57.1% | $2,597-20.4% |
| Participant deferral / active EE | $3,221 | $6,111-47.3% | $7,448-56.7% | $4,028-20.0% |
| Admin fee / account holder | $310 | $6,277-95.1% | $10,007-96.9% | $5,404-94.3% |