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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,258 | $157,304+16.5% | $141,197+29.8% | $152,909+19.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.82% | 64.34%-38.5pp | 71.41%-45.6pp | 345.46%-319.6pp |
| Employer contribution / active EE | $17,075 | $5,263+224.5% | $4,736+260.5% | $4,764+258.4% |
| Participant deferral / active EE | $13,785 | $7,111+93.9% | $6,710+105.4% | $5,851+135.6% |
| Admin fee / account holder | $453 | $12,126-96.3% | $10,265-95.6% | $11,601-96.1% |