Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,342 | $49,896-93.3% | $80,627-95.9% | $75,173-95.6% |
| Participation rate | 28.6% | 55.3%-26.8pp | 67.0%-38.4pp | 67.2%-38.6pp |
| Annual return | 107.21% | 34.67%+72.5pp | 936.76%-829.6pp | 160.72%-53.5pp |
| Employer contribution / active EE | $2 | $1,699-99.9% | $2,723-99.9% | $2,671-99.9% |
| Participant deferral / active EE | $925 | $2,992-69.1% | $4,443-79.2% | $4,126-77.6% |
| Admin fee / account holder | $494 | $3,578-86.2% | $5,381-90.8% | $5,651-91.3% |