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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,055 | $99,345+32.9% | $84,753+55.8% | $273,972-51.8% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 7.45% | 22.93%-15.5pp | 22.78%-15.3pp | 41.46%-34.0pp |
| Employer contribution / active EE | $11,947 | $4,214+183.5% | $3,574+234.2% | $4,869+145.4% |
| Participant deferral / active EE | $10,771 | $4,270+152.3% | $3,712+190.2% | $5,287+103.7% |
| Admin fee / account holder | $18,441 | $6,645+177.5% | $5,333+245.8% | $10,133+82.0% |