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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,442 | $93,617-85.6% | $135,982-90.1% | $75,177-82.1% |
| Participation rate | 52.0% | 75.2%-23.2pp | 81.9%-29.9pp | 67.2%-15.2pp |
| Annual return | 40.11% | 30.89%+9.2pp | 68.32%-28.2pp | 160.75%-120.6pp |
| Employer contribution / active EE | $1,683 | $3,538-52.4% | $4,859-65.4% | $2,671-37.0% |
| Participant deferral / active EE | $3,656 | $6,406-42.9% | $7,760-52.9% | $4,126-11.4% |
| Admin fee / account holder | $251 | $6,980-96.4% | $10,767-97.7% | $5,651-95.6% |