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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,112 | $106,749-67.1% | $145,433-75.9% | $82,448-57.4% |
| Participation rate | 72.5% | 75.6%-3.1pp | 82.1%-9.6pp | 68.1%+4.4pp |
| Annual return | 69.51% | 27.59%+41.9pp | 66.58%+2.9pp | 41.64%+27.9pp |
| Employer contribution / active EE | $2,527 | $3,444-26.6% | $4,554-44.5% | $2,551-0.9% |
| Participant deferral / active EE | $6,795 | $6,519+4.2% | $7,897-14.0% | $4,139+64.1% |
| Admin fee / account holder | $1,393 | $8,390-83.4% | $13,129-89.4% | $7,234-80.7% |