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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,962 | $99,345-67.8% | $84,753-62.3% | $273,972-88.3% |
| Participation rate | 75.0% | 80.7%-5.7pp | 76.6%-1.6pp | 83.0%-8.0pp |
| Annual return | -8.57% | 22.93%-31.5pp | 22.78%-31.4pp | 41.46%-50.0pp |
| Employer contribution / active EE | $2,251 | $4,214-46.6% | $3,574-37.0% | $4,869-53.8% |
| Participant deferral / active EE | $4,390 | $4,270+2.8% | $3,712+18.3% | $5,287-17.0% |
| Admin fee / account holder | $1,907 | $6,645-71.3% | $5,333-64.3% | $10,133-81.2% |