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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,471 | $89,367-60.3% | $141,191-74.9% | $72,975-51.4% |
| Participation rate | 95.1% | 75.1%+20.0pp | 82.5%+12.6pp | 69.5%+25.6pp |
| Annual return | 25.09% | 111.87%-86.8pp | 71.41%-46.3pp | 81.01%-55.9pp |
| Employer contribution / active EE | $2,393 | $3,115-23.2% | $4,736-49.5% | $2,440-1.9% |
| Participant deferral / active EE | $4,671 | $5,419-13.8% | $6,710-30.4% | $3,608+29.5% |
| Admin fee / account holder | $1,076 | $5,957-81.9% | $10,264-89.5% | $5,124-79.0% |