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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,963 | $85,766-16.1% | $136,298-47.2% | $70,126+2.6% |
| Participation rate | 79.3% | 74.2%+5.1pp | 81.9%-2.7pp | 69.5%+9.7pp |
| Annual return | 33.11% | 31.46%+1.7pp | 5156.27%-5123.2pp | 73.15%-40.0pp |
| Employer contribution / active EE | $1,689 | $2,966-43.0% | $4,696-64.0% | $2,343-27.9% |
| Participant deferral / active EE | $6,367 | $5,051+26.1% | $6,247+1.9% | $3,332+91.1% |
| Admin fee / account holder | $664 | $5,421-87.8% | $9,244-92.8% | $4,645-85.7% |