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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,666 | $168,636-73.5% | $147,618-69.7% | $125,388-64.4% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.98% | 77.65%-82.6pp | 61.98%-67.0pp | 282.24%-287.2pp |
| Employer contribution / active EE | $3,587 | $6,252-42.6% | $5,565-35.5% | $4,866-26.3% |
| Participant deferral / active EE | $5,172 | $5,507-6.1% | $4,895+5.6% | $5,352-3.4% |
| Admin fee / account holder | $1,298 | $13,580-90.4% | $11,612-88.8% | $9,541-86.4% |