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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,206 | $185,312-32.4% | $161,489-22.5% | $154,746-19.1% |
| Participation rate | 42.9% | 82.5%-39.6pp | 78.7%-35.8pp | 80.7%-37.8pp |
| Annual return | 23.03% | 103.84%-80.8pp | 89.72%-66.7pp | 172.34%-149.3pp |
| Employer contribution / active EE | $1,065 | $4,769-77.7% | $4,268-75.1% | $4,379-75.7% |
| Participant deferral / active EE | $6,141 | $6,350-3.3% | $5,630+9.1% | $6,730-8.8% |
| Admin fee / account holder | $0 | $18,654-100.0% | $16,006-100.0% | $14,365-100.0% |