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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,206 | $181,062-30.8% | $158,223-20.9% | $155,188-19.3% |
| Participation rate | 42.9% | 82.7%-39.8pp | 79.2%-36.3pp | 80.8%-37.9pp |
| Annual return | 23.03% | 57.39%-34.4pp | 52.09%-29.1pp | 148.84%-125.8pp |
| Employer contribution / active EE | $1,065 | $4,565-76.7% | $4,109-74.1% | $4,248-74.9% |
| Participant deferral / active EE | $6,141 | $6,134+0.1% | $5,467+12.3% | $6,531-6.0% |
| Admin fee / account holder | $0 | $18,825-100.0% | $16,047-100.0% | $14,480-100.0% |