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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,554 | $82,674-46.1% | $125,381-64.5% | $68,486-34.9% |
| Participation rate | 90.0% | 75.1%+14.9pp | 82.4%+7.6pp | 67.9%+22.1pp |
| Annual return | -19.56% | -5.97%-13.6pp | 572.31%-591.9pp | -7.85%-11.7pp |
| Employer contribution / active EE | $2,964 | $3,382-12.4% | $4,815-38.5% | $2,597+14.1% |
| Participant deferral / active EE | $7,496 | $6,111+22.7% | $7,448+0.6% | $4,028+86.1% |
| Admin fee / account holder | $8,206 | $6,277+30.7% | $10,007-18.0% | $5,404+51.9% |