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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,559 | $197,625+85.5% | $177,840+106.1% | $158,966+130.6% |
| Participation rate | 66.7% | 88.5%-21.9pp | 87.7%-21.1pp | 82.0%-15.3pp |
| Annual return | 20.16% | 58.76%-38.6pp | 48.32%-28.2pp | 302.95%-282.8pp |
| Employer contribution / active EE | $2,955 | $6,698-55.9% | $5,919-50.1% | $4,762-37.9% |
| Participant deferral / active EE | $9,367 | $8,405+11.4% | $7,714+21.4% | $5,983+56.6% |
| Admin fee / account holder | $0 | $15,405-100.0% | $12,431-100.0% | $11,250-100.0% |