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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,832 | $43,075-35.4% | $74,577-62.7% | $62,881-55.7% |
| Participation rate | 84.2% | 58.1%+26.2pp | 68.1%+16.1pp | 69.3%+14.9pp |
| Annual return | 4.85% | 17.50%-12.7pp | 20.47%-15.6pp | 20.14%-15.3pp |
| Employer contribution / active EE | $4,889 | $1,498+226.4% | $2,525+93.6% | $2,281+114.3% |
| Participant deferral / active EE | $1,208 | $2,389-49.5% | $3,458-65.1% | $3,203-62.3% |
| Admin fee / account holder | $829 | $2,840-70.8% | $4,138-80.0% | $4,296-80.7% |