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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,966 | $85,766-58.1% | $136,298-73.6% | $70,126-48.7% |
| Participation rate | 58.0% | 74.2%-16.2pp | 81.9%-23.9pp | 69.5%-11.5pp |
| Annual return | 24.24% | 31.46%-7.2pp | 5156.27%-5132.0pp | 73.15%-48.9pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $7,709 | $5,051+52.6% | $6,247+23.4% | $3,332+131.4% |
| Admin fee / account holder | $1,632 | $5,421-69.9% | $9,244-82.3% | $4,645-64.9% |