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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,985 | $64,729+45.2% | $112,263-16.3% | $68,490+37.2% |
| Participation rate | 82.2% | 67.2%+15.1pp | 75.1%+7.2pp | 67.9%+14.3pp |
| Annual return | -17.63% | -11.40%-6.2pp | 27.49%-45.1pp | -7.85%-9.8pp |
| Employer contribution / active EE | $6,582 | $2,746+139.7% | $3,636+81.0% | $2,597+153.5% |
| Participant deferral / active EE | $5,508 | $3,566+54.5% | $4,729+16.5% | $4,028+36.8% |
| Admin fee / account holder | $1,185 | $5,222-77.3% | $6,410-81.5% | $5,403-78.1% |