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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,085 | $65,712+152.7% | $57,196+190.4% | $273,972-39.4% |
| Participation rate | 75.0% | 78.3%-3.3pp | 75.3%-0.3pp | 83.0%-8.0pp |
| Annual return | 5.31% | 22.01%-16.7pp | 14.59%-9.3pp | 41.46%-36.1pp |
| Employer contribution / active EE | $0 | $3,280-100.0% | $2,683-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $4,063 | $3,782+7.4% | $3,096+31.2% | $5,287-23.2% |
| Admin fee / account holder | $4,365 | $4,838-9.8% | $3,141+39.0% | $10,133-56.9% |