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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $60,102 |
Filed as: GALLAGHER BENEFIT SERVICES, INC. Service code 17 · EIN 36-4291971 | Pension Consulting | $35,108 |
Filed as: BERMAN HOPKINS WRIGHT & LAHAM Service code 10 · EIN 59-1152714 | Accounting | $17,205 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,105 | $48,064-43.6% | $78,778-65.6% | $69,631-61.1% |
| Participation rate | 67.9% | 61.6%+6.3pp | 69.2%-1.3pp | 70.7%-2.8pp |
| Annual return | 17.40% | 21.81%-4.4pp | 35.62%-18.2pp | 27571.02%-27553.6pp |
| Employer contribution / active EE | $740 | $744-0.5% | $1,986-62.7% | $2,032-63.6% |
| Participant deferral / active EE | $2,777 | $2,079+33.5% | $2,958-6.1% | $3,224-13.9% |
| Admin fee / account holder | $177 | $152+16.5% | $5,134-96.6% | $110+60.3% |