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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,089 | $63,346-63.6% | $92,239-75.0% | $70,124-67.1% |
| Participation rate | 81.0% | 68.7%+12.4pp | 76.5%+4.6pp | 69.5%+11.5pp |
| Annual return | 22.78% | 530.19%-507.4pp | 176.29%-153.5pp | 73.14%-50.4pp |
| Employer contribution / active EE | $1,500 | $2,471-39.3% | $3,680-59.2% | $2,342-36.0% |
| Participant deferral / active EE | $4,736 | $2,854+66.0% | $3,897+21.5% | $3,332+42.1% |
| Admin fee / account holder | $754 | $3,841-80.4% | $5,194-85.5% | $4,645-83.8% |