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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,936 | $180,459-53.5% | $154,108-45.5% | $135,380-38.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -3.49% | 888.21%-891.7pp | 735.21%-738.7pp | 519.81%-523.3pp |
| Employer contribution / active EE | $6,125 | $6,035+1.5% | $5,298+15.6% | $4,779+28.2% |
| Participant deferral / active EE | $9,716 | $5,806+67.3% | $5,081+91.2% | $5,609+73.2% |
| Admin fee / account holder | $5,299 | $16,145-67.2% | $13,411-60.5% | $10,828-51.1% |